A common misconception
“I need a 20% deposit.”
Not always! Some buyers can purchase with less, depending on their circumstances, lender policy, and whether strategies like guarantor support or other structures are suitable.
We’ll walk you through what’s realistic for you – in plain English.
How Key Finance helps (without the bank pressure)
We’re a boutique, family business (operating since 2002) and we’re accredited with 30+ lenders – which means we can compare options and tailor the loan to your goals, not a single bank’s product range.
Our job is to:
- Understand your situation properly (income, deposit, debts, goals, timeline)
- Build one or more clear strategy options
- Compare lenders and products that fit those strategies
- Present a transparent recommendation and explain the “why”
- Manage the process end-to-end – from application to settlement
- Stay in your corner after settlement with ongoing loan health checks
And yes – we’re bound by law to act in your best interests.
What you’re trying to achieve
You’re trying to buy your first home and everyone has an opinion, when first home
buyers like yourself really want three things:
Real Client Stories
See how we’ve helped buyers, families and investors find the right loan strategy for their situation.
Competitive & Transparent Rates
Enjoy clear, competitive interest rates with no hidden fees, giving you full visibility of your long-term costs.
Flexible Loan Terms
Choose from short, medium, or long-term loan options tailored to first-time buyers as well as seasoned property investors.
Fast Approval Process
Benefit from a streamlined application and quick approval, allowing you to secure property deals without delay.
Brand Message & Positioning
What the journey looks like
Here’s how it typically works:
What tends to feel hard (and very normal)
A lot of first home buyers come to us feeling:
Helpful insights, practical guidance and fewer surprises along the way.
Your Free Guide to Smarter Borrowing
Partners
FAQ’s
A straight‑talking FAQ page you can actually use. If you don’t see your question here, just ask.
