What if my sale price ends up lower than expected? We build buffers into the numbers and maintain a fallback plan before proceeding.
What documents do I need ready? Recent payslips or financials, loan statements, rates notices and a realistic price guide for your sale. We’ll send a checklist...
Can I port my existing loan to the new property? Some lenders allow “loan portability†— policy‑dependent. We’ll compare portability vs refinance vs bridging.
Is bridging finance expensive? It’s specialised, and interest can capitalise during the “bridgeâ€. We’ll weigh this against alternatives like pricing the sale first or...
How do I buy before I sell? Options include bridging loans, simultaneous settlements or negotiating longer settlements. We’ll sanity‑check risk, cash flow and timing.