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How Lenders Work Out Whether You Can Afford A Loan

As most of you would have heard me say, different lenders use different formulas to work out how much you can borrow. Being able to secure your ideal loan amount can seem like a battle of balances. Once you’ve worked your budget and finances through a spreadsheet, there’s still the one issue left to deal […]

Case Study: One Man, A Baby and A Mortgage

  When Mitchell Bradley’s wife left him holding a baby and a mortgage, he did his best to keep up with payments for a while, before giving in and waiting for the bank to foreclose. Then his neighbour suggested he speak to a broker about his options. “Mitchell came to me at the 11th hour,” […]