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Should I have fixed interest rate, variable interest rate or split rate?

That depends on who ‘you’ are. When you take out a mortgage or home loan, you can choose to have an interest rate this is fixed, variable, or split (a combination of the two). There is no right or wrong option – it all depends on your circumstances. Fixed rate home loans With the fixed […]

Explainer: How RBA Rate Changes Affect Your Interest Rate

When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]