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What’s A Simple Way To Increase My Borrowing Capacity?

Borrowing Capacity. What is it? I have a 20% deposit so I can buy that house, right? Not necessarily. Lenders have their own calculations to work out how much they will lend you. Sure, savings helps so don’t go out and blow that deposit on a muscle car or a lavish holiday. You have a […]

How To Buy A Home When You’re Self Employed

Self employed borrowers come up against the challenge of not being able to simply present payslips and tax returns to back up their loan applications. But this need not stop you buying your dream home. Many lenders offer loans for self-employed borrowers who can’t hand over payslips and employment records. This means that, rather than […]