January 2020

What’s A Simple Way To Increase My Borrowing Capacity?

Reduce your credit card limit. Most people know that reducing their debts can increase their borrowing capacity. But did you know that lowering your credit card limit can increase your borrowing capacity? Lenders don’t like risk In working out how much you can borrow, lenders determine the likelihood that you might default on the repayments. […]

Too loyal or time-poor for a better rate? Problem solved

Another month, another rate cut. Finance can be so tedious. That is until you realise it could mean more money in your pocket. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket. And for their trouble, or lack thereof, these people are often […]