Key Advice About Home Loans
The right choices about your property and home loan can be the key to unlocking a great financial future. The potential is in yours hands. But making a poor home loan choice, or even an average one, can be very expensive, time consuming and stressful.
To get started on your home loan:
- Use our Home Loan ToDo List for different types of home loans
- Read the key advice provided by our mortgage brokers
- Use our on-line home loan calculator, property value report and other tools
- Call us for a non-obligation mortgage broker consultation on (03) 9729 6401.
One Bank is Not Enough
Choosing and arranging a home loan is not as simple you might think so only talking to your local bank branch is selling yourself short. Banking is competitive with constantly changing rates, fees, conditions, application requirements, and special offers. With our contacts and negotiating skills we may get you a better offer with another lender or your own bank.
Daily Practice Leads to Best Results
A home loan is not something you arrange every day so the chances of you spending too long or too much on your home loan are high. Home loans are what Key Finance has been doing every day for a long time. So we have a wealth of education, knowledge, contacts, tools and frankly hard won experience to offer you.
Key Mortgage Advice
Hard earned advice about your type of home loan
Different reasons to borrow raise different borrowing issues. Marianne Becker provides some wise (and hard earned) advice from her 30 years’ experience in the bank & finance about various types of home loans.
How type of income and credit history impact home loans
Different reasons to borrow raise different borrowing issues. Marianne Becker provides some wise (and hard earned) advice from her 30 years’ experience in the bank & finance about various types of home loans.
March 2015
Key Finance organized my previous home loan so I had no concerns in Daniel organizing finance for me. He is part of a great team that will go that ‘extra mile’ to make the loan process as smooth as possible. My favourite part about working with Daniel was his punctuality, great communications and that he always took the extra time to explain any part of the loan process I was unsure about. If there was an issue, it was resolved in a timely manner. If you want to deal with a group of professionals that will go that ‘extra mile’ on your behalf, this is the team – Key Finance!
January 2016
Thank you key finance for helping us buy our first home! Your service was exceptional you were efficient, explained everything clearly and were in contact with us every step of the way! We would highly recommend you to all our family and friends!
April 2015
The only concern I had before I contacted Daniel to work for us was that I hoped he would be trustworthy and helpful, which he has proved to be both.
Daniel worked out a great loan structure at a good rate, he communicates well and is enthusiastic about his work.
To anyone looking for a Mortgage Broker, these guys are excellent.
April 2016
Daniel D’Mello recently assisted us with re-financing our mortgage. Daniel made the whole process smooth, completely stress free & the new loan was all approved in a blink of an eye. I couldn’t recommend his friendly enthusiastic service more. Thanks Daniel, we are very happy clients & will use you for years to come.
August 2016
Daniel was great. He helped me and my brother through the troubles of buying a house together. Buying with family is a little different than the norm, and Dan helped us both. His knowledge and experience made it an easy ride.
Daniel will be our go to man from now on.
April 2015
Before contacting Key Finance we were concerned that we wouldn’t get an approval by the time we needed it and that everything wouldn’t fall into place. O is for AWESOME, Daniel! My favourite part about dealing with Daniel is that he was so patient and loves his job! If you are looking for someone to help you with finding a Mortgage solution all I can say is Daniel really helped us and I’m pretty sure he will help you too!
June 2016
Daniel was an absolute delight to work with. Especially when you’re entrusting someone with your finances, you have to do your due diligence. Daniel ticked all the boxes – he has the right accreditations, strong industry related experience and a lot of patience! He assessed our financial position carefully and gave us invaluable and prompt advice that was customised to our needs. Will definitely be a long term customer of Key Finance for years to come!
Our Credit Licence
Any business or person who to engages in credit activities must have a credit licence or an authorisation from a licensee. 'Credit activity ' is defined in the National Consumer Credit Protection (NCCP) Act and includes activity relating to credit contracts, consumer leases, related mortgages and guarantees, and credit services.
Key Finance Pty Ltd is Credit Representative Number 396994 authorised by our credit licensee to engage in specified credit activities on behalf of our licencee BLSSA Pty Ltd (ACN 117 651 760) who hold Australian Credit Licence Number 391237
We are required under the NCCP to provide you our Privacy Statement and Credit Guide which you can obtain by clicking on either of the links below.
Marianne Becker Privacy Statement and Credit Guide
Key Finance operates through the PLAN Broker Group (Professional Lenders Association Network of Australia Pty Ltd ACN 086 490 833 Credit Representative Number: 392535)
Key Finance is a full member of the Mortgage Finance Association of Australia